What is the current DA rate for Central Govt employees 2026?

The DA rate is 60% of Basic Pay effective January 2026. DA is revised twice yearly based on AICPI.

What is the income tax rebate under new regime 2025-26?

Zero income tax if taxable income is up to Rs.7,00,000 under Section 87A. Standard deduction is Rs.75,000.

What is 11th BPS in bank salary?

11th Bipartite Settlement effective November 2022 revised bank salaries with 17% wage hike for all PSU bank employees.

What is NPS deduction in government salary?

NPS deduction is 10% of Basic Pay plus DA for Central Govt employees who joined after January 2004. Govt contributes 14% as employer.

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Salary Calculator — Govt, Bank & IT Jobs

Calculate your estimated in-hand salary instantly

1. Pay Commission / Wage Commission

2. Pay Level

3. Basic Pay (select your increment year)

4. City Category (for HRA calculation)

5. CGHS Subscription

6. CGEGIS Group Insurance

7. NPS Contribution

8. Professional Tax

9. Income Tax Regime (FY 2025-26)

Component	Amount (Rs.)

Net In-Hand Salary (Monthly)

Rs.0

Disclaimer: This is an approximate calculation for reference only. Actual salary may vary based on your specific pay level, allowances, posting location and applicable deductions. For exact salary details, please refer to your Pay Slip or contact your Pay and Accounts Office / DDO. Visit paycommission.gov.in for official details.

12th Bipartite Settlement (BPS) — Effective 01.11.2022

17% wage hike over 11th BPS. DA: 25.70% (May-Jul 2026), revised quarterly. Valid till Oct 2027.

1. Cadre

2. Scale / Grade

3. Basic Pay (auto-filled, editable)

4. Bank Type

5. City Category

6. Income Tax Regime (FY 2025-26)

Component	Amount (Rs.)

Net In-Hand Salary (Monthly)

Rs.0

Disclaimer: Approximate calculation based on 11th BPS structure. Actual salary varies by bank, posting, seniority and additional allowances. Refer to your bank salary slip or HR department for exact figures. Visit iba.org.in for official IBA wage details.

1. Annual CTC (Rs. per year)

2. City (for HRA exemption)

3. Income Tax Regime (FY 2025-26)

Component	Monthly (Rs.)

Estimated Monthly In-Hand

Rs.0

Disclaimer: Approximate calculation based on standard CTC structure. Actual in-hand salary varies by company policy, benefits and tax filing. Refer to your offer letter or salary slip for exact figures.

Government Salary Calculator — 7th CPC, AP PRC & TS PRC

Central Government employees follow the 7th Pay Commission structure. AP and Telangana state employees follow their respective Pay Revision Commissions (PRC). DA is currently 60% of Basic Pay for Central Govt employees (Jan 2026).

Income Tax Slabs FY 2025-26

Annual Income	New Regime	Old Regime
Up to Rs.4,00,000	NIL	NIL (up to Rs.2.5L)
Rs.4L to Rs.8L	5%	5% (Rs.2.5L to Rs.5L)
Rs.8L to Rs.12L	10%	20% (Rs.5L to Rs.10L)
Rs.12L to Rs.16L	15%	30% (above Rs.10L)
Rs.16L to Rs.20L	20%	30%
Rs.20L to Rs.24L	25%	30%
Above Rs.24L	30%	30%

New Regime: Standard deduction Rs.75,000. Rebate 87A: Zero tax if taxable income up to Rs.7 Lakh. 4% Health and Education Cess.

Old Regime: Standard deduction Rs.50,000. 80C up to Rs.1.5L. NPS 80CCD Rs.50,000. Rebate 87A up to Rs.5L. 4% Cess.

Bank Salary Calculator — 11th BPS

Bank salaries follow Bipartite Settlement wage revision. The 11th BPS (November 2022) revised salaries with 17% wage hike. DA is linked to CPI revised quarterly.

IT / Private CTC Calculator

IT sector salaries are quoted as CTC (Cost to Company). In-hand salary is typically 65-75% of annual CTC divided by 12 after PF and income tax deductions.